Debt Free

My ultimate dream is to become debt free. It is not that I am tied up with many debts, cume, I don't want to be involved with unnecessary debts like credit card debt. I love to shop and don't like carrying bulks of cash. But now days I teach myself to plan my shopping and carry cash whenever I want to go shopping or let the other half to pay for it. Ehem. But anyway all I can say I am very happy with my own progress on clearing my debts. A little bit more than I guess I can be debt free and can proceed with creating surplus of RM for our future.